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Greater Impact can organise many different types of finance to suit your needs. These include: Finance Selector (choose from one of the following options) For information in relation to the tax advantages of these products please refer to your accountant as this will depend on each persons individual situation.
Consumer Secured Loan
If you are looking to purchase a car or boat in your individual name this is the product for you. Security is taken of the asset you are purchasing and the loan term and balloon structure can be tailored to your specific needs. If you would like to find out more about this product please Contact Us.
Personal Loan / Unsecured Loan
Looking to extend the family home? Got the travel bug? Getting married? A Personal Loan can help you achieve your dreams and put these things within your reach. So if you are looking for funds from $5000 or more, this product may suit you! * Additional fees may apply to this product. If you would like to find out more about this product please Contact Us.
Chattel Mortgage (Asset Purchase)
If you are looking to purchase an asset and it is predominately for business use then this product may be for you. The lender has security over the goods and you can optimise your tax deductibility. You own the goods and the financier takes security / registered charge over them. Depending on your business structure you may be able to claim the full GST portion back on your next BAS statement. If you would like to find out more about this product please Contact Us.
Commercial Hire Purchase
Like a Chattel Mortgage you are looking
to purchase goods and they are going to be used predominately for business
use. Under a hire purchase agreement the lender owns the goods and they hire them to you or your business.
If you would like to find out more about
this product please
Contact Us.
Finance Lease
A finance lease is available for companies and business professionals to allow them to use business goods such as motor vehicles, trucks, industrial plant, professional or earthmoving equipment. The lender purchases the equipment or vehicle you require and then leases the goods to you. You then enjoy the use of the vehicle or equipment for an agreed time in return for a series of rental repayments. Under this finance arrangement all monthly payments are tax deductible and the equipment remains the property of the Lender, throughout the finance term. If you would like to find out more about this product please Contact Us.
Sale or Lease Back
This product is predominately for
businesses that have purchased goods within the last six months and are looking
to recoup funds. It works in the same way as a chattel mortgage or lease
depending on which one you choose.
If you would like to find out more about
this product please
Contact Us.
Novated Lease
Novated leases are a popular way of salary sacrificing
eg, an employee may salary sacrifice a motor vehicle for themselves or in some
instances even for their partner. A Novated lease works in a similar way to that
of a normal lease. This facility is predominately for employees who have the
option of receiving a car as part of their salary package. Must be
predominately for business use.
If you would like to find out more about
this product please
Contact Us.
Operating Lease
An operating lease works in a similar way to a finance lease except that it includes all relevant running costs in
order to maintain the vehicle /equipment for the term of the lease.
If you would like to find out more about
this product please
Contact Us.
Rental Agreement
Rental finance is a competitive “off
balance sheet” financing tool that provides the renter with greater flexibility
and reduces the risks associated with owning equipment that is of a
technological nature and is subject to obsolescence within a 3 to 4 year period
(i.e. Computer Hardware and Software equipment). Business customers only.
If you would like to find out more about
this product please
Contact Us. |
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